• Angela Manatt
  • Mortgage Banker
  • c: 858-356-8208
  • o: 858-764-0595
  • f: 858-724-1408
Contact Us!

Know before you go

Free, no commitment pre-approval. Apply now:

Welcome to our website!

We have worked hard to make it easy for you to apply online, or gather information on mortgages. Using the tools on this website, you can calculate how much you can afford, find out what mortgage is best for you, or follow the average national interest rates.

To get started, simply click Apply Online above or use one of the mortgage wizards.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit http://www.hudclips.com For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/For information directly from the USDA, visithttp://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information.
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
·We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
·We will only retain personal information as long as necessary for the fulfillment of those purposes.
·We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
·Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
·We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
·We will make readily available to customers information about our policies and practices relating to the management of personal information.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
This short outline included important aspects of our privacy policy. To review our entire privacy policy, email us at the address on our home page. 

It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.
As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection,fair lending and civil rights laws. For more information, contact us at the number on the Home Page.

About Us

We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs while also easing "loan-process anxiety" as much as possible.

Our goal is to use our expertise in the mortgage industry, along with our commitment to you, to produce a positive loan experience. We work hard so that your work is easy.

Interest Rates

September 24 30 Year 15 Year
Average Rate 4.57% 3.59%
Fees/Points 0.80 0.70
Rates are based on National Average and do not constitute a specific mortgage offer.

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