Debt Management Program

We offer a service that will allow you to reduce your credit card payments by as much as 40% and lower your interest rates to an average of 6% in most cases.

This program will set up a payment plan that will help you become debt free within 60 months or less.

Our program will not hurt your credit because your payments will be paid on time every month until paid in full. You will only have to make one payment no matter how many credit cards you enroll in this program.

Please do not mistake this for debt settlement. We only want to help you improve your financial situation as well as your credit.

Credit Card Solutions

We don't just offer a one-size-fits-all solution for your debt problems. We look at the combination of factors that have contributed to your current situation. We'll analyze your debts, income and assets, and help you prepare a realistic budget, then present you with solutions that fit your needs. Learn about your available options (see below) and we'll help you activate the one right for you.

Debt Management Program

A Debt Management Program (DMP) enables you to consolidate your debt payments into one manageable monthly amount. We will enroll you in a program that will work with your creditors to lower your interest rates and put together a plan to pay down your debts in a much shorter period of time than you are now facing. We'll even help you create a monthly budget and money management plan. With our help, the collection calls will stop and you can relieve your debt stress without a loan or bankruptcy. The best thing that this program offers is that you will not harm your credit any further. This program will help you get your credit back on track.

Debt Settlement

Debt Settlement aka debt negotiation, a process aimed at getting creditors to agree to a lump sum pay off for a reduced amount in full settlement of a debt. In other words, we negotiate with a creditor and assuming a creditor agrees to sufficiently lower the amount that a consumer owes, we settle it with a lump sum payment. In turn the creditor agrees to report to the credit bureaus that the consumer no longer owes them anything. As an example, a client who owes $10,000 may pay as little as $4,000-$6,000 to settle the debt. When you consider the fact that someone barely making the minimum payment can pay as much as twice their balance on interest charges alone, the savings are even more astronomical.

• Be debt free in as little as 12-30 months
• Lower your debts by up to 50%
• Make one simple, low monthly payment
• Backed by a Money Back Guarantee on Service Fees
• Get a "New Deal"

Our programs are not a one size fits all so give us a call and we will help design a program that works with your needs in mind.